SEPA payment QR

Let customers pay by scanning an EPC QR code in their banking app.

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SEPA payment QR

About this tool

Create an EPC (GiroCode) payment QR code for SEPA credit transfers. Enter the payee name and IBAN, optionally set the amount and remittance text, then download a QR code for invoices, tables, or donation stands. Works with European banking apps that support EPC QR.

How it works

Three quick steps — then download or copy. Each tool page includes tips and FAQs.

Enter the payee name and IBAN

The payee name and IBAN identify your account in the EPC QR format that most EU banking apps understand.

Add an amount and reference (optional)

Amount and remittance text are optional. A fixed amount suits invoices; leave it open and the payer chooses the sum.

Download the QR

Download the QR code for invoices, tables, or donation stands. Customers scan it with their bank app and confirm the transfer.

Frequently asked questions

Which apps can scan a SEPA / EPC QR code?

Most EU banking apps that support GiroCode / EPC QR payments.

Is the amount required?

No. Leave the amount empty if the payer should enter it in their banking app.

Is this tool free?

Yes. It is free to use in your browser, with no sign-up.

Is my data uploaded to your servers?

No. This tool runs entirely in your browser, and your input stays on your device.

Is this the same as a Swedish Swish QR code?

No. This tool builds the EPC SEPA Credit Transfer QR standard, used across the euro area, rather than scheme-specific wallets such as Swish.